Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate advice on buy to let or commercial mortgages.

Here at Total Financial Services we give honest, straightforward advice on mortgage options.

Buying a property is probably the largest purchase you will ever make so it makes sense to take advice from the professionals at Total Financial Services.

We can offer to review existing mortgages to find out if you are receiving value for money or whether it may be beneficial to switch lenders. We can also keep you informed of any regulatory changes which may affect your position.

Total Financial Services offer impartial advice on all types of mortgages including: residential, commercial, Buy to Let (investment property), First Time Buyer and Remortgages (to save money).
We aim to take the stress out of securing a mortgage by helping you with all the paperwork and taking time to fully explain the products we suggest.

Our charges are clear and transparent so you will not receive any unpleasant shocks. We charge a flat fee of between £0 and £750 on completion of your mortgage - this fee depends upon the amount of work involved. We will also receive a commission from the lender. Alternatively you can pay a fee of between £0 and £1,500 and we will rebate any commission back to you.

* Total Financial Services is an appointed representative of Intrinsic Financial Planning LTD. and Intrinsic Mortgage Planning LTD. which are authorised and regulated by the Financial Conduct Authority.

* Intrinsic Financial Planning LTD. and Intrinsic Mortgage Planning LTD. are entered on the FCA register under reference 440703 and 440718.

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